Attention homeowners: Real estate appraisal services for in Selinsgrove and Snyder County

Here are the top 7 reasons PA homeowners hire Bowen Agency Realtors:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. To challenge a PA property tax assessment
  3. Remove PMI to lower your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near Selinsgrove? Do you need help determining the value of your real estate?
Contact Bowen Agency Realtors.

We at Bowen Agency Realtors understand the individual needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Bowen Agency Realtors, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. Bowen Agency Realtors is experts in helping homeowners just like you do away with unwanted PMI insurance.

Challenge Snyder county's assessment of your property

Your local tax assessor may have your house overvalued if you live in an area that is going down. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. A professional appraisal from Bowen Agency Realtors is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be inopportune from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Bowen Agency Realtors can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? An appraiser from Bowen Agency Realtors can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.